Equipment

Money

Money in STONES, SCROLLS, SWORDS & SORCERY is intentionally abstracted. Wealth is measured in Coin, representing not only physical currency, but also favours, barter, supplies, valuables, and general purchasing power. Coin is not intended to track every individual expense. Instead, it represents meaningful spending and access to resources.

As a general guideline:

• 1 Coin covers modest food, drink, and lodging for a Long Rest
• 2 Coin covers comfortable or expensive living
• Rare equipment, magical items, transport, and

Common or insignificant purchases usually do not require spending Coin unless scarcity, pressure, or circumstance makes them important. Characters are expected to spend Coin during downtime, travel, and rest. Running low on Coin should create pressure and difficult decisions, not bookkeeping.

Coin does not take Load, though a heap of treasure might!

Coin is typically awarded for completing jobs, exploring unplundered ruins, recovering valuables, or earning favour. Rewards may come as currency, supplies, trade goods, or services, all represented as Coin. Awards should feel meaningful, while still keeping future expenses and hard choices relevant.